Gary D. Morris has been a licensed Public Adjuster since 1990 to represent the sole interests of the insured. With over 30 years of experience, we provide our services to both homeowners and business owners who have experienced a significant covered property loss. Gary is the current Chairman of The Rocky Mountain Association of Public Insurance Adjusters where he previously served as President. Please visit


Gary D. Morris & Associates sometimes also referred to as private adjusters, we are experts in valuation disputes and are often utilized by other Public Adjusting firms to help settle their client’s property claims. With our extensive background in the construction and real estate industry, we believe our experience and expertise provides us with the insight to offer this unique and very useful service, just ask our previous clients. We are currently licensed in Colorado, Wyoming, Kansas, Nebraska, Missouri & Arizona.


Gary D. Morris & Associates would like to help! If you have sustained an insured property loss, we will be happy to answer any questions or concerns that you have in person, over the telephone, or by e-mail. At the very least, we can help educate you regarding the claims process and get you or your business moving in the right direction. We look forward to hearing from you!

































“We are so thankful that our neighbors referred
us to Gary! We had no idea that we could simply
purchase a new home instead of rebuilding in order to collect our full replacement cost benefits.”

K. & V. Sloan








After our home was destroyed by fire, we retained Gary Morris to represent our interests. Gary skillfully avoided problems which could have occurred and guided the insurance process masterfully. We have since referred his services to other fire victims in our area and will continue to do so.

H. & B. Hisgen








Our only regret is that we didn’t retain Gary sooner. We are still amazed not only at how much he recovered, but how detailed and prompt he was. Itemizing our entire personal property loss with current pricing would have been impossible without Gary and his team.

C. & V. Martinez








I have been asked by a lot of people what is the first thing they should do if their house catches on fire. I always tell them to call 911 and then call Gary. Gary was ultimately able to negotiate another $80 thousand on the rebuild of our house and we went from $73 thousand to $160 thousand on our personal property settlement.

G. & M. Tunnell


Gary Morris came to the rescue after our home was gutted by fire. When the insurance company dug their heels in, Gary took our claim through the appraisal process and was successful in obtaining an additional $44K. I believe so strongly in his abilities and services offered that I often go out of my way to refer him to other folks who have had a fire.

L. Lee


It was a real relief to have Gary on the job. He was confident that we had a good case and he argued our case with the skill and cunning of an attorney. All of our dealings were courteous, polite, timely and efficient. Obviously, I highly recommend Gary D. Morris and Associates. They did an awesome job for us and we are very grateful. If you have had a fire loss or any other type of disaster, do yourself a favor and call Gary.

L. LaPenna


If you're looking for a public adjuster to represent you, I would strongly suggest Gary Morris. After fighting with my insurance company for over 6 months, I realized that I needed experts to help substantiate our loss. Gary took over and nearly doubled the offer that was on the table. I should have saved the aggravation and hired Gary directly after our fire, I will next time.

B. Quintana


We were so impressed with the representation of Gary Morris on our house fire 10 years ago, that we hired him to handle our major hail loss last year. He is the best kept secret in Colorado.

T. & S. Lindsey