• First and foremost, Gary D. Morris & Associates will provide a free no-obligation evaluation of your loss. We want to help you and evaluation of your loss allows us to make sure our services will be of benefit to you.


  • Perhaps the most crucial step is the analysis of the policy provisions and conditions to determine the insured’s rights and responsibilities. We point out how your decisions will affect your coverage.
  • We analyze your policy to extract any extra coverage(s) to which you are entitled.
  • We help conduct the inventory, research and assist in pricing destroyed items.
  • We document all property damages in a format the policy requires and your insurance company will accept.
  • We retain and pay for all necessary experts to support your claim, such as structural engineers, property appraisers, inventory specialists, estimators, accountants, etc.
  • We communicate with the insurance company and relay all information to you in easy-to-understand language.
  • We attend all meetings with your insurance company personnel.
  • We review all documentation with you before submitting it to the insurance company and negotiate a settlement only with your approval.
  • When your claim is eventually settled, we can help you interview and obtain the right contractor for your particular situation and monitor their progress. Our job isn't complete until your repairs/replacements are complete and any/all depreciation withheld that may be owed is recovered.
  • ColoradoPublicAdjusters.com



“We are so thankful that our neighbors referred
us to Gary! We had no idea that we could simply
purchase a new home instead of rebuilding in order to collect our full replacement cost benefits”

K. & V. Sloan - Evergreen, CO








After our home was destroyed by fire, we retained Gary Morris to represent our interests. Gary skillfully avoided problems which could have occurred and guided the insurance process masterfully. We have since referred his services to other fire victims in our area and will continue to do so.

H. & B. Hisgen – Conifer, CO








Our only regret is that we didn’t retain Gary Morris sooner. We are still amazed not only at how much he recovered, but how detailed and prompt he was. Itemizing our entire personal property loss with current pricing would have been impossible without Gary and his team.

C. & V. Martinez – Denver, CO








I have been asked by a lot of people what is the first thing they should do if their house catches on fire. I always tell them to call 911 and then call Gary. Gary was ultimately able to negotiate another $80 thousand on the rebuild of our house and we went from $73 thousand to $160 thousand on our personal property settlement.

G. & M. Tunnell – Parker, CO


Gary Morris came to the rescue after our home was gutted by fire. When the insurance company dug their heels in, Gary took our claim through the appraisal process and was successful in obtaining an additional $44K. I believe so strongly in his abilities and services offered that I often go out of my way to refer him to other folks who have had a fire.

L. Lee – Westminster, CO


It was a real relief to have Gary on the job. He was confident that we had a good case and he argued our case with the skill and cunning of an attorney. All of our dealings were courteous, polite, timely and efficient. Obviously I highly recommend Gary D. Morris and Associates. They did an awesome job for us and we are very grateful. If you have had a fire loss or any other type of disaster, do yourself a favor and call Gary.

L. LaPenna – Gunnison, CO


If you're looking for a public adjuster to represent you, I would strongly suggest Gary Morris. After fighting with my insurance company for over 6 months, I realized that I needed experts to help substanciate our loss. Gary took over and nearly doubled the offer that was on the table. I should have saved the aggrevation and hired Gary directly after our fire, I will next time.

B. Quintana – Larkspur, CO


We were so impressed with the representation of Gary Morris on our house fire 10 years ago, that we hired him to handle our major hail loss last year. He is the best kept secret in Colorado.

T. & S. Lindsey – Lakewood, CO